Onestop Medical Concierge

omc@onestopnriadvisory.com 9321034671

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Onestop Medical Concierge

Phone: 9321034671
Email: omc@onestopnriadvisory.com

General Terms and Conditions

Terms of Use

This Terms of Use agreement is effective as of: May 01, 2020. These terms of use govern between Onestop NRI Advisory Private Ltd. (Onestop), we and User, you. This Agreement sets forth the general terms of use of your use of our Onestop mobile application (application) and any of its services.

Accounts and membership

You must be at least 18 years of age to use this Application. By using Application and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age. If you create an account in the Application, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may monitor and review new accounts before you may sign in and use our Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this Agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

You are solely responsible for safeguarding your application password and, if applicable, your Third-Party Site Password (collectively, "Passwords") at all times and shall keep your Passwords secure at all times. You shall be solely responsible for all activity that occurs on your Account and you shall notify Onestop immediately of any breach of security or any unauthorized use of your Account. Similarly, you shall never use another's Account without Onestop’s permission. You agree that you will not misrepresent yourself or represent yourself as another user of the Application and/or the Services offered through the Application.

You hereby expressly acknowledge and agree that you yourself and not Onestop will be liable for your losses, damages etc. (whether direct or indirect) caused by an unauthorized use of your Account. Notwithstanding the foregoing, you may be liable for the losses of Onestop or others due to such unauthorized use.

1. You will provide true, accurate, current and complete information when creating your Account and you shall maintain and update such information during the term of this Agreement so that it will remain accurate, true, current and complete.
2. You shall not in any manual or automated manner collect Service Partner or Service Users information, including but not limited to, names, addresses, phone numbers, or email addresses, copying copyrighted text, or otherwise misuse or misappropriate Application information or content, including but not limited to, use on a "mirrored", competitive, or third party site.
3. You shall not recruit, solicit, or contact in any form Service Partner or Service Users for employment or contracting for a business not affiliated with Onestop without express written permission from Onestop.

You shall not take any action that (a) unreasonably encumbers or, in Onestop's sole discretion, may unreasonably encumber the Application's infrastructure; (b) interferes or attempts to interfere with the proper working of the Application or any third-party participation in the Application; or (c) bypasses Onestop's measures that are used to prevent or restrict access to the Application.
1. You agree not to collect or harvest any personally identifiable data, including without limitation, names or other Account information, from the Application, nor to use the communication systems provided by the Application for any commercial solicitation purposes.

Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Application or its Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related application, other application, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related application, other application, or the Internet. We reserve the right to terminate your use of the Service or any related application for violating any of the prohibited uses.

A. PROHIBITIONS ON SUBMITTED CONTENT

You shall not upload, post, transmit, transfer, disseminate, distribute, or facilitate distribution of any content, including text, images, video, sound, data, information, or software, to any part of the Application, including your profile ("Profile"), the posting of your Service ("Offer"), the posting of your desired Service ("Want"), or the posting of any opinions or reviews in connection with the Application, the Service, the Service Partner, or the Service User ("Feedback") (all of the foregoing content is sometimes collectively referred to herein as "Submitted Content" and the posting of Submitted Content is sometimes referred to as a "Posting" or as "Postings") that:

1. 1. misrepresents the source of anything you post, including impersonation of another individual or entity or any false or inaccurate biographical information for any Service Partner; provides or create links to external sites that violate the Terms of Use; is intended to harm or exploit any individual under the age of 18 ("Minor") in any way; is designed to solicit, or collect personally identifiable information of any Minor, including, but not limited to, name, email address, home address, phone number, or the name of his or her school;
  2. invades anyone's privacy by attempting to harvest, collect, store, or publish private or personally identifiable information, such as names, email addresses, phone numbers, passwords, account information, credit card numbers, home addresses, or other contact information without their knowledge and willing consent;
  3. contains falsehoods or misrepresentations that could damage Onestop or any third party;
  4. is pornographic, harassing, hateful, illegal, obscene, defamatory, libelous, slanderous, threatening, discriminatory, racially, culturally or ethnically offensive; incites, advocates, or expresses pornography, obscenity, vulgarity, profanity, hatred, bigotry, racism, or gratuitous violence; encourages conduct that would be considered a criminal offense, give rise to civil liability or violate any law; promotes racism, hatred or physical harm of any kind against any group or individual; contains nudity, violence or inappropriate subject matter; or is otherwise inappropriate;
  5. is copyrighted, protected by trade secret or otherwise subject to third-party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from the rightful owner to post the material and to grant Onestop all of the license rights granted herein;
  6. contains or promotes an illegal or unauthorized copy of another person's copyrighted work, such as pirated computer programs or links to them, information to circumvent manufacture installed copy-protection devices, pirated music or links to pirated music files, or lyrics, guitar tabs or sheet music, works of art, teaching tools, or any other item the copy, display, use, performance, or distribution of which infringes on another's copyright, intellectual property right, or any other proprietary right;
  7. is intended to threaten, stalk, defame, defraud, degrade, victimize, or intimidate an individual or group of individuals for any reason on the basis of age, gender, disability, ethnicity, sexual orientation, race, or religion; or to incite or encourage anyone else to do so;
  8. intends to harm or disrupt another user's computer or would allow others to illegally access software or bypass security on applications or servers, including but not limited, to spamming; impersonates, uses the identity of, or attempts to impersonate a Onestop employee, agent, manager, host, another user, or any other person though any means;
  9. advertises or solicits a business not related to or appropriate for the Application (as determined by Onestop in its sole discretion);
  10. contains or could be considered "junk mail", "spam", "chain letters", "pyramid schemes", "affiliate marketing", or unsolicited commercial advertisement;
  11. contains advertising for Ponzi schemes, discount cards, credit counselling, online surveys or online contests;
  12. distributes or contains viruses or any other technologies that may harm Onestop, or the interests or property of Onestop users
  13. contains links to commercial services or applications, except as allowed pursuant to the Terms of Use; is non-local or irrelevant content;
  14. contains identical content to other open Postings you have already posted; or uses any form of automated device or computer program that enables the submission of Postings without the express written consent of Onestop.

3. Advertisements

Aspects of the Application and other Onestop services may be supported by advertising revenue. As such, Onestop may display advertisements and promotions on the service. The manner, mode and extent of advertising by Onestop on the Application are subject to change and the appearance of advertisements on the Application does not necessarily imply endorsement by Onestop of any advertised products or services. You agree that Onestop shall not be responsible or liable for any loss or damage of any sort incurred by you as a result of any such dealings or as the result of the presence of such advertisers on the Application.

4. Third-party Links, Contact Forms and Phone Numbers

The Application may provide, or third parties may provide, links, contact forms and/or phone numbers to other applications or resources, including, without limitation, social networking, blogging and similar applications through which you are able to log into the Application using your existing account and log-in credentials for such third-party applications. Certain areas of the Application may allow you to interact and/or conduct transactions with such third-party sites, and, if applicable, allow you to configure your privacy settings in your third-party site account to permit your activities on the Application to be shared with your contacts in your third-party site account. Because Onestop has no control over such sites and resources, you acknowledge and agree that Onestop is not responsible not liable for the availability of such external sites or resources, and is not responsible or liable for any content, advertising, products, goods or services on or available from such applications or resources. Unless expressly stated on the Application, links to third-party sites should in no way be considered as or interpreted to be Onestop's endorsement of such third-party sites or any product or service offered through them. You further acknowledge and agree that Onestop shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, product, goods or services available on or through any such application or resource. The Third-party application may have different privacy policies and terms and conditions and business practices than Onestop. In certain situations, you may be transferred to a Third-party application through a link or connected to a Third-party resource by a contact form or phone but it may appear that you are still on this Application or transacting with Onestop. In these situations, you acknowledge and agree that the Third-party application terms and conditions and privacy policy apply in this situation. Your dealings and communications through the Application with any party other than Onestop are solely between you and such third party. Any complaints, concerns or questions you have relating to materials provided by third parties should be forwarded directly to the applicable third party.

5. Disclaimer of Warranties

You agree that your use of the application shall be at your own risk. To the fullest extent permitted by law, and Onestop and its officers, managers, members, directors, employees, successors, assigns, subsidiaries, affiliates, service Partner, suppliers, and agents disclaim all warranties, express, implied, statutory or otherwise, and make no warranties, representations, or guarantees in connection with this application, the services offered on or through this application, any data, materials, submitted content, relating to the quality, suitability, truth, accuracy or completeness of any information or material contained or presented on this application, including without limitation the materials, data and submitted content of other users of this site or other third parties. Unless otherwise explicitly stated, to the maximum extent permitted by applicable law, this application, the services offered on or through this application, data, materials, submitted content, and any information or material contained or presented on this application is provided to you on an "as is," "as available" and "where is" basis with no warranty of implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights.

Onestop does not provide any warranties against errors, mistakes, or inaccuracies of data, content, information, materials, substance of the application or submitted content, any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, any bugs, viruses, trojan horses, or the like which may be transmitted to or through the application by any third party, any interruption or cessation of transmission to or from the application, any defamatory, offensive, or illegal conduct of any third party or service user or service provider, or any loss or damage of any kind incurred as a result of the use of any data, content, information, materials, substance of the application or submitted content posted, emailed, transmitted, or otherwise made available via the application. Onestop does not endorse, warrant, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the application or any hyperlinked site or featured in any banner or other advertisement. Onestop will not be a party to or in any way be responsible for monitoring any transaction between you and any party, including third party service Partner of products or services. As with the use of any product or service, and the publishing or posting of any material through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

6. No discrimination

Discriminatory Postings: India laws prohibit any preference, limitation or discrimination based on race, color, religion, sex, ethnic origin, age, caste, doctrine, handicap or other protected class. Onestop will not knowingly accept any posting which is in violation of the law. Onestop has the right, in its sole discretion and without prior notice to you; to immediately remove any posting that discriminates or is any way in violation of any law.

7. Prohibitions with respect to services

While using the Application, you shall not:
1. 1. post content or items in any inappropriate category or areas on the Application;
  2. violate any laws, third-party rights, Account Policies, or any provision of the Terms of Use, such as the prohibitions described above;
  3. fail to deliver payment for Services purchased by you, unless the Service Partner has materially changed the description of the Service description after you negotiate an agreement for such Service, a clear typographical error is made, or you cannot authenticate the Service Partner's identity;
  4. fail to perform Services purchased from you, unless the Service User fails to materially meet the terms of the mutually agreed upon agreement for the Services, refuses to pay, a clear typographical error is made, or you cannot authenticate the Service User's identity; manipulate the price of any Service or interfere with other users' Postings;
  5. circumvent or manipulate our fee structure, the billing process, or fees owed to Onestop; post false, inaccurate, misleading, defamatory, or libellous content (including personal information about any Application user);
  6. take any action that may undermine the Feedback or ratings systems (such as displaying, importing or exporting Feedback information off of the Application or using it for purposes unrelated to the Application);

8. Feedback

As a participant in the Application, you agree to use careful, prudent, and good judgment when leaving Feedback for another user. The following actions constitute inappropriate uses of Feedback: (a) threatening to leave negative or impartial Feedback for another user unless that user provides services not included in the original Posting or not agreed to as part of the Service to be provided; (b) leaving Feedback in order to make the Service Partner or Service User appear better than he or she actually is or was; and (c) including conditions in an Offer or Want that restrict a Service Partner or a Service User from leaving Feedback.

Sanctions for Inappropriate Use of Feedback. If you violate any of the above-referenced rules in connection with leaving Feedback, Onestop, in its sole discretion, may take any of the following actions: (i) cancel or remove your Feedback or any of your Postings; (ii) limit your Account privileges; (iii) suspend your Account; and/or (iv) decrease your status earned via the Feedback page.

Reporting Inappropriate Use of Feedback. You may contact Onestop regarding any inappropriate use of Feedback via-email at info@onestopnriadvisory.com.

Resolving Disputes in Connection with Feedback. In the event of any dispute between users of the Application concerning Feedback, Onestop shall be the final arbiter of such dispute. Further, in the event of any dispute between users of the application concerning feedback, Onestop has the right, in its sole and absolute discretion, to remove such feedback or take any action it deems reasonable without incurring any liability therefrom.

If you send or transmit any communications, comments, questions, suggestions, or related materials to Onestop, whether by letter, email, telephone, or otherwise (collectively, "Suggestions"), suggesting or recommending changes to the Application, including, without limitation, new features or functionality relating thereto, all such Suggestions are, and will be treated as, non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and Onestop is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Suggestions, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Suggestions. You understand and agree that Onestop is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Suggestions, and you have no right to compel such use, display, reproduction, or distribution or seek recognition if the Suggestions are in fact implemented.

The foregoing lists of prohibitions provide examples and are not complete or exclusive. Onestop reserves the right to (a) terminate your access to your Account, your ability to post to this Application (or the Services) and (b) refuse, delete or remove, move or edit the content, in whole or in part, of any Postings; with or without cause and with or without notice, for any reason or no reason, or for any action that Onestop determines is inappropriate or disruptive to this Application or to any other user of this Application and/or Services. Onestop reserves the right to restrict the number of e-mails or other messages that you are allowed to send to other users to a number that Onestop deems appropriate in Onestop's sole discretion. Onestop may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at Onestop's discretion, Onestop will cooperate with law enforcement agencies in any investigation of alleged illegal activity on this Application or on the Internet. Onestop does not and cannot review every Posting posted to the Application. These prohibitions do not require Onestop to monitor, police or remove any Postings or other information submitted by you or any other user.

9. Rules for Service Partner

PROFILES AND OFFERS MUST NOT BE FRAUDULENT

Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partners shall not: (a) list Services or offers relating to any Service in a category that is inappropriate to the Service they are offering; (b) misrepresent the location at which they will provide a Service; (c) include brand names or other inappropriate keywords in their Profile, Offer, Want, Feedback, or any other title or description relating to a Service; (d) use misleading titles that do not accurately describe the Service; or (e) include any information in their Profile that is fraudulent. In case we realize that any Partner is involved in any of the above activities, Onestop holds the sole discretion to blacklist the Partner and withhold any outstanding credits or payments to the Partner.

PROFILES AND OFFERS MUST PROMOTE A FAIR PLAYING FIELD AND PROVIDE A SAFE, SIMPLE, AND POSITIVE EXPERIENCE FOR ALL APPLICATION USERS

Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partner shall not: (a) solicit Service Users to mail cash or use other payment methods not specifically permitted by Onestop as approved payment methods; (b) include links that do not conform to Onestop's policies with respect to third-party links; (c) use certain types of HTML and JavaScript in Postings, your Profile page, your Offer page, or your Wants page; (d) promote raffles, prizes, bonuses, games of chance, giveaways, or random drawings; (e) use profanity in any Posting; (f) acknowledge or credit a third-party service Partner for services or products directly connected with your particular Posting (1) with more than 10 words of text at HTML font size greater than 3 and/or a logo of 88X33 pixels (provided that you represent and warrant that you have the necessary rights, licenses, permissions and/or authorizations from the applicable third party to use that third party's name and/or logo), (2) with any promotional material in connection with that third-party company, and/or (3) with a link to the third-party's application with any information in addition to the Service provided via Onestop; (g) include third-party endorsements in a Posting; or (h) create a Posting that does not offer a Service.

CONSENT FOR REACHING OUT VIA PHONE CALL, SMS, EMAIL OR ANY OTHER FORM OF ELECTRONIC COMMUNICATION

It is further clarified that your registration on the Application shall be deemed to be your consent to be contacted for the purposes mentioned above, (a) on the mobile number shared by you and (b) by way of SMS or email notifications or messages in any other electronic form

SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE PARTNER

If a Service Partner violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service Partner's Account privileges; (c) suspend the Service Partner's Account; (d) cause the Service Partner to forfeit any fees earned on a cancelled Posting; and/or (e) decrease the Service Partner's status earned via the Feedback page.

10. Rules for Service Users

SERVICE USERS SHALL NOT TAKE ANY OF THE FOLLOWING ACTIONS:

1. commit to purchasing or using a Service without paying; (b) sign up for, negotiate a price for, use, or otherwise solicit a Service with no intention of following through with your use of or payment for the Service; (c) agree to purchase a Service when you do not meet the Service Partner's terms as outlined in the Posting, or agree to purchase a Service with the intention of disrupting a Posting; or (d) misuse any options made available now or in the future by Onestop in connection with the use or purchase of any Service.

SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE USERS

If a Service User violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service User's Account privileges; (c) suspend the Service User's Account; and/or (d) decrease the Service User's status earned via the Feedback page.

11. Use of Submitted Content

NO CONFIDENTIALITY

The Application may now or in the future permit the submission of videos or other communications submitted by you and other users, including without limitation, your Profile, your Offer, your Wants, any Feedback, and all Submitted Content, and the hosting, sharing, and/or publishing of such Submitted Content. You understand that whether or not such Submitted Content is published, Onestop does not guarantee any confidentiality with respect to any Submitted Content.

You agree that any Submitted Content provided by you for which you authorize to be searchable by Registered Users who have access to the Application is provided on a non-proprietary and non confidential basis. You agree that Onestop shall be free to use or disseminate such freely searchable Submitted Content on an unrestricted basis for the purpose of providing the Services.

Onestop may also disclose user information including personal information if Onestop reasonably believes that disclosure (a) is necessary in order to comply with a legal process (such as a court order, search warrant, etc.) or other legal requirement of any governmental authority, (b) would potentially mitigate Onestop’s liability in an actual or potential lawsuit, (c) is otherwise necessary or appropriate to protect our rights or property, or the rights or property of any person or entity, (d) to enforce this Agreement (including, but not limited to ensuring payment of fees by users), or (e) as may be required or necessary to deter illegal behavior (including, but not limited to, fraud).

YOUR REPRESENTATIONS AND WARRANTIES

You shall be solely responsible for your own Submitted Content and the consequences of posting or publishing it. In connection with Submitted Content, you confirm, represent, and/or warrant that: (a) you own or have the necessary licenses, rights, consents, and permissions to use and authorize Onestop to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all Submitted Content to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use; and (b) you have the written consent, release, and/or permission of each and every identifiable individual person in the Submitted Content to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any Submitted Content posted by you to or through the Application.

YOUR OWNERSHIP RIGHTS AND LICENSE TO ONESTOP

You retain all of your ownership rights in your Submitted Content. However, by submitting the Submitted Content to Onestop for posting on the Application, you hereby grant, and you represent and warrant that you have the right to grant, to Onestop a perpetual, worldwide, non-exclusive, royalty-free, sublicense able and transferable license to link to, use, reproduce, distribute, reformat, translate, prepare derivative works of, display, and perform the Submitted Content in connection with the Application and Onestop's (and its successor's) business operations, including without limitation, for the promotion and redistribution of any part or all of the Application, and any derivative works thereof, in any media formats and through any media channels. You also hereby grant each user of the Application a non-exclusive license to access your Submitted Content through the Application, and to use, reproduce, distribute, prepare derivative works of, display and perform such Submitted Content as permitted through the functionality of the Application and under these Terms of Use. The foregoing license granted by you terminates once you remove or delete the Submitted Content from the Application.

You acknowledge and understand that the technical processing and transmission of the Application, including your Submitted Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

You may remove your Submitted Content from the Application at any time. If you choose to remove your Submitted Content, the license granted above will automatically expire.

ONESTOP'S DISCLAIMERS AND RIGHT TO REMOVE

1. Onestop does not endorse any Submitted Content or any opinion, recommendation, or advice expressed therein, and Onestop expressly disclaims any and all liability in connection with all Submitted Content. Onestop does not permit copyright infringing activities and infringement of intellectual property rights on the Application, and Onestop will remove any Data (as defined below) or Submitted Content if properly notified, pursuant to the "take down" notification procedure described in Section 12 below, that such Posting or Submitted Content infringes on another's intellectual property rights. Onestop reserves the right to remove any Data or Submitted Content without prior notice. Onestop will also terminate a user's access to the Application, if he or she is determined to be a repeat infringer. A repeat infringer is an Application user who has been notified of infringing activity more than twice and/ or has had Submitted Content removed from the Application more than twice. Onestop also reserves the right, in its sole and absolute discretion, to decide whether any Data or Submitted Content is appropriate and complies with these Terms of Use for all violations, in addition to copyright infringement and violations of intellectual property law, including, but not limited to, pornography, obscene or defamatory material, or excessive length. Onestop may remove such Submitted Content and/or terminate a user's access for uploading such material in violation of these Terms of Use at any time, without prior notice and in its sole discretion.

1. You acknowledge and understand that when using the Application, you will be exposed to Submitted Content from a variety of sources, and that Onestop is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such Submitted Content. You further acknowledge and understand that you may be exposed to Submitted Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Onestop with respect thereto, and agree to indemnify and hold Onestop, its owners, members, managers, operators, directors, officers, agents, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Application.

1. You are solely responsible for the photos, profiles and other content, including, without limitation, Submitted Content that you publish or display on or through the Application, or transmit to other Application users. You understand and agree that Onestop may, in its sole discretion and without incurring any liability, review and delete or remove any Submitted Content that violates this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of Application users or others.

12. Copyright Infringement Take Down Procedure

Onestop has high regard for intellectual property and expects the same level of standard to be employed by its users. Onestop may, in appropriate circumstances and at its discretion, terminate the Account or prohibit access to the Application of users who infringe upon the intellectual property rights of others. If you believe that your work has been copied and posted on the Application in a way that constitutes copyright infringement and/or trademark infringement, please send the following information to us at info@onestopnriadvisory.com.

1. identification of the copyrighted and/or trademarked work claimed to have been infringed, or, if multiple works at a single online site are covered by a single notification, a representative list of such works at that site;

1. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled at the Application, and information reasonably sufficient to permit Onestop to locate the material.;

1. a written statement that you have a good faith belief that the disputed use is not authorized by the copyright and/or trademark owner, its agent, or the law;

1. information reasonably sufficient to permit Onestop to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted;

1. an electronic or physical signature of the person authorized to act on behalf of the owner of an exclusive interest that is allegedly infringed; and

1. a statement by you, made under penalty of perjury, that the information in your report is accurate and that you are the owner of the exclusive right or authorized to act on the behalf of the owner of the exclusive right. A statement by you comprised of the foregoing points is referred to herein as the "Notice."

1. Only the intellectual property rights owner is permitted to report potentially infringing items through Onestop's reporting system set forth above. If you are not the intellectual property rights owner, you should contact the intellectual prop

PRIVACY POLICY

Privacy Policy:

Our management has developed this Privacy Statement (Policy) to express our firm commitment to aid our users better understand what information we collect about them and what may happen to that information.

This Terms of Use agreement was last updated:1st May 2020

This Privacy Policy agreement is effective as of:1st May 2020

Onestop NRI advisory Private Limited ("Onestop NRI advisory") values your privacy.In this Privacy Policy ("Policy"), we describe the information that we collect about you when you visit our mobile application Onestop NRI advisory (the "Mobile application") and use the services available on the Mobile application ("Services"),and how we use and disclose that information.

If you have any questions or comments about the Privacy Policy, please contact us at info@onestopnriadvisory.comThis Policy is incorporated into and is subject to the Onestop NRI advisory Terms of Use, which can be accessed at Onestop NRI advisory mobile application/terms. Your use of the Mobile application and/or Services and any personal information you provide on the Mobile application remains subject to the terms of the Policy and Onestop NRI Advisory Terms of Use.

A. Collection of Your Personal Information

1. COLLECTION OF PERSONAL INFORMATION

“Personal information” is defined to include information that whether on its own or in combination with other information may be used to readily identify or contact you such as: name, address, email address, phone number etc.

We collect personal information from Partners offering their products and services. This information is partially or completely accessible to all visitors using Onestop NRI Advisory mobile application, either directly or by submitting a request for a service. Partners and customers are required to create an account to be able to access certain portions of our Mobile application, such as to submit questions, participate in polls or surveys, to request a quote, to submit a bid in response to a quote, and request information. – Service Professionals, if and when they create and use an account with Onestop NRI advisory will be required to disclose and provide to Onestop NRI advisory.

Information including personal contact details, bank details, personal identification details (such as PAN card, Aadhar card, phonebook, call logs etc.) and participate in polls or surveys or feedbacks etc. Such information gathered shall be utilized to ensure greater customer satisfaction and help a customer satiate their needs. The type of personal information that we collect from you varies based on your particular interaction with our Mobile application.

Customers: During the Account registration process and during your usage of Onestop NRI Advisory mobile application, we will collect information such as your name, postal code, telephone email address and other personal information. You also may provide us with your, mailing address, and demographic information (e.g., gender, age, political preference, education, race or ethnic origin, and other information relevant to user surveys and/or offers). We may also collect personal information that you post in your Offer, Profile, Wants, or feedback, and any comments or discussions you post in any blog, chat room, or other correspondence site on the Mobile application, or any comments you provide during dispute resolution with other users of the Mobile application.

Partners: If you are a Partner and would like to post any information about yourself, we will require you to register for an Account. During the Account registration process, we will collect your business name, telephone number, address, zip code, travel preferences, a description of your services, a headline for your profile, first and last name, and email address. Other information may also be required to be provided to Onestop NRI advisory whilst you avail and use Onestop NRI Advisory mobile application. In addition, you may, but are not required to, provide other content or information about your business,including photographs and videos. We also may collect payment information, such as credit card information, from you.

Background Verification: The Partner acknowledges that as part of the on-boarding process, the Company or an entity / agency appointed or nominated by the Company (“Verifier”), may undertake background verification checks of the Partner in order to authenticate inter alia the genuineness and competency of the Service Professional. In light of the above, the Partner expressly consents to and acknowledges the following:

i) The Partner does not and will not have any objection to Onestop NRI advisory sharing the Partner’s personal information and documents, including but not limited to name, gender, date of birth, addresses, mobile number, email, education record, employment record, Aadhaar number, other government issued IDs such as Voter ID, PAN card, driving license etc. (collectively “Proprietary Information”) with the Verifier for the purpose of background checks and verification.

ii) The Partner authorizes the Verifier to securely store the partner’s Proprietary Information on their platform and understands that the Verifier shall endeavour to ensure confidentiality of the same.

iii) The Partner acknowledges that the digital record of the Proprietary Information on the Verifier’s platform shall be accessible to Onestop NRI advisory and their authorized users/partners/affiliates/contractors shall be entitled to access and update such digital record on the Verifier’s platform, including data, documents, certificates, verification reports, references, testimonials, etc. and shall be entitled to use the related services provided via the Verifier’s platform.

iv) ThePartner acknowledges that if the Service Professional is desirous of editing and/or deleting its digital record from the Verifier’s platform, it shall be entitled to do so by sending an email to such email address of the Verifier which shall be immediately provided by the Company to the Service Professional, and in such a manner as the Verifier requires the same.

v) Onestop NRI advisory reserves its right to take appropriate actions (in it sole discretion) pursuant to the outcome of the background check and verification.

Onestop NRI advisory reserves the right to record the conversations between service professionals and Customers facilitated by Onestop NRI advisory through themessaging/chat mechanism on the platform or the calls made through thevirtual numbers provided to safeguard the privacy of Customers and Partners. All the chat/messaging logs or call recordings can be used to but not limited to monitor and prohibit abuse, safeguard the rights of Customers and Partners, resolve disputes.

If we deem it necessary, in our sole and absolute discretion, we may also ask for and collect supplemental information from third parties, such as information about your credit from a credit bureau (to the extent permitted by law), or information to verify any identification details you provide during registration.

2. COLLECTION OF PERSONAL INFORMATION FROM SOCIAL NETWORKING SITES

You may log into our Mobile application through your Social media account. If you do so, you must enter the email address and password that you use for your Social media account. We will ask that you grant us permission to access and collect your Social media basic information (this includes your name, profile picture, gender, networks, user IDs, list of friends, date ofbirth, email address, and any other information you have set to public on your Social media account). If you allow us to have access to this information, then we will have access to this information even if you have chosen not to make that information public.

We store the information that we receive from Social media with other information that we collect from you or receive about you.

Social media controls the information it collects from you. For information about how Social media may use and disclose your information, including any information you make public, please consult Social media's privacy policy. We have no control over how any third party site uses or discloses the personal information it collects about you.

3. COLLECTION OF AUTOMATIC INFORMATION, USE OF COOKIES AND OTHER TRACKING DEVICES

We and our third party service providers, which include ad networks, use cookies, web beacons, and other tracking technologies to collect information about your use of our Mobile application and Services, such as your browser type, your ISP or operating system, your domain name, your access time, the URL of the previous mobile application you visited, your page views, your IP address, and the type of device that you use. We also track how frequently you visit our Mobile application and use our Services. We use this information (including the information collected by our third partyservice providers) for Mobile application analytics (including to determine which portions of our Mobile application are used most frequently, what our users like/do not like), to assist us in determining relevant advertising (both on and off our Mobile application), to evaluate the success of our advertising campaigns, and as otherwise described in this policy. Currently, we do not honour browser requests not to be tracked.

We may obtain your device ID, which is sent to Onestop NRI Advisory servers and used in fraud prevention efforts.

Cookies: We and our third party service providers collect information from you by using cookies. A cookie is a small file stored on user's computer hard drive containing information about the user. The cookie helps us analyze web traffic or informs you about your use of aparticular mobile application. Cookies allow web applications to respond to you as an individual, tailoring its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. When you visit the Mobile application, we may send one or more cookies (i.e., a small text file containing a string of alphanumeric characters) to your computer that identifies your browser.

Some of these cookies may be connected to third-party companies or mobile applications. The terms of use of such cookies are governed by this Policy and the privacy policy of the relevant third party company or mobile application. For example, Google measures the performance of advertisements by placing cookies on your computer when you click on ads. If you visit the Mobile application when you have such cookies on your computer, we and Google will be able to tell that you saw the ad delivered by Google. The terms of use of these cookies are governed by this Policy and Google's Privacy Policy.

Disabling Cookies: You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you disable cookies you may be prevented from taking full advantage of the Mobile application because it may not function properly if the ability to accept cookies is disabled.

Clear GIFs, pixel tags and other technologies. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer's hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our Mobile application to, among other things, track the activities of Mobile application visitors, help us manage content, and compile statistics about Mobile aplication usage. We and our third party service providers also use clear GIFs in HTML emails to our customers, to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded.

B. How Onestop NRI advisory Uses the Information We Collect

1. HOW PERSONAL INFORMATION IS USED

We collect your personal information and aggregate information about the use of our Mobile application and Services to better understand your needs and to provide you with a better Mobile application experience. Specifically, we may use your personal information for any of the following reasons:

To provide our Services to you, including registering you for our Services, verifying your identity and authority to use our Services, and to otherwise enable you to use our Mobile application and our Services;

For customer support and to respond to your inquiries;

For internal record-keeping purposes;

To process billing and payment, including sharing with third party payment gateways in connection with Mobile application and/or Onestop NRI Advisory products and Services;

To improve and maintain our Mobile application and our Services (for example, we track information entered through the "Search" function; this helps us determine which areas of our Mobile application users like best and areas that we may want to enhance; we also will use for trouble-shooting purposes, where applicable);

To periodically send promotional emails to the email address you provide regarding new products from onestop NRI advisory, special offers from Onestop NRI advisory or other information about Onestop NRI advisory that we think you may find interesting;

To contact you via email, telephone, facsimile or mail, or, where requested, by text message, to deliver certain services or information you have requested;

For Onestop NRI Advisory market research purposes, including, but not limited to, the customization of the Mobile application according to your interests;

We may use your demographic information (i.e., age, postal code, residential and commercial addresses, and other various data) to more effectively facilitate the promotion of goods and services to appropriate target audiences and for other research and analytical purposes;

To resolve disputes, to protect ourselves and other users of our Mobile application and Services, and to enforce our Terms of Use;

We also may compare personal information collected through the Mobile application and Services to verify its accuracy with personal information collected from third parties;

We may combine aggregate data with the personal information we collect about you.

From time to time, Onestop NRI advisory may use personal information for new and unanticipated uses not previously disclosed in our Privacy Policy. If our information practices change regarding information previously collected, Onestop NRI advisory shall make reasonable efforts to provide notice and obtain consent of any such uses as may be required by law.

C. Electronic Newsletters, Invitations, Polls and Surveys

At our sole discretion, Onestop NRI advisory may offer any of the following free services on the Mobile application, which you may select to use or receive at your option. Certain of the following services may require you to provide additional personal information as detailed below:

1. ELECTRONIC NEWSLETTERS

We may offer a free electronic newsletter to users. We will gather the email addresses of users who sign up for Onestop NRI advisory for the newsletter mailing list. Users may remove themselves from this mailing list by opting out of receiving newsletters during the registration process, by following the link provided in each newsletter that points users to a subscription management page where the user can unsubscribe from receiving newsletters or by changing their preferences in their Profile Settings page.

2. "SEND TO A FRIEND"

Our Mobile application users can voluntarily choose to electronically forward a link, page, or document to someone else by clicking "send to a friend."

To do so, the user must provide his or her email address, as well as the email address of the recipient. The user's email address is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.

3. POLLING

We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues, Services, and/or the Mobile application. Opinions or otherresponses to polls are aggregated and are not identifiable to any particular user. We may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.

4. SURVEYS

We may conduct user surveys from time to time to better target our content to our Mobile application users. We will not share individual responsesfrom these surveys with any third party. We will share aggregate datawith third party service providers, partners, and other third parties.We also will post aggregate data containing survey responses on ourMobile application; that data may be viewed and downloaded by other users of ourMobile application.

D. Security

We employ procedural and technological security measures, which are reasonably designed to help protect your personal information from unauthorized access or disclosure. Onestop NRI advisory may use encryption,passwords, and physical security measures to help protect your personalinformation against unauthorized access and disclosure. No securitymeasures, however, are 100% complete. Therefore, we do not promise andcannot guarantee, and thus you should not expect, that your personalinformation or private communications will not be collected and used byothers. You should take steps to protect against unauthorized access toyour password, phone, and computer by, among other things, signing offafter using a shared computer, choosing a robust password that nobodyelse knows or can easily guess, and keeping your log-in and passwordprivate. Onestop NRI advisory is not responsible for the unauthorized use of yourinformation or for any lost, stolen, compromised passwords, or for anyactivity on your Account via unauthorized password activity.

E. Disclosure

We may share the information that we collect about you, including your personal information, as follows:

1. INFORMATION DISCLOSED TO PROTECT US AND OTHERS

We may disclose your information including Personal Information if: (i) Onestop NRI advisory reasonably believes that disclosure is necessary in order tocomply with a legal process (such as a court order, search warrant,etc.) or other legal requirement of any governmental authority, (ii)disclosure would potentially mitigate our liability in an actual or potential lawsuit, (iii) reasonably necessary to enforce this PrivacyPolicy, our Terms of Use etc. (iv) disclosure is intended to help investigate or prevent unauthorized transactions or other illegal activities, or (v) necessary or appropriate to protect our rights orproperty, or the rights or property of any person or entity.

2. INFORMATION DISCLOSED TO THIRD PARTY SERVICE PROVIDERS ANDBUSINESS PARTNERS

We may contract with various third parties for the provision and maintenance of the Mobile application, Services and our business operations, andOnestop NRI advisory may need to share your personal information and data generatedby cookies and aggregate information (collectively, "information") withthese vendors and service agencies. For example, we may provide yourinformation to a credit card processing company to process your payment.The vendors and service agencies will not receive any right to use yourpersonal information beyond what is necessary to perform its obligationsto provide the Services to you. If you complete a survey, we also mayshare your information with the survey provider; if we offer a survey inconjunction with another entity, we also will disclose the results tothat entity.

3. DISCLOSURE TO NON-AFFILIATED THIRD PARTIES IN FURTHERANCE OFYOUR REQUEST

Your request for services may be shared with third party mobile applications withwhom we have a contractual relationship in order to provide your requestwith maximum exposure. The post on the third party mobile application will includethe details of your request, including your location, and other contactdetails. Interested bidders, however, will be able to click on yourrequest on such third party site, and will be directed to our Mobile applicationwhere they will have access to your contact details (Partial orcomplete), as would any other service provider on our Mobile application interestedin bidding on your request.

4. DISCLOSURE TO OTHER USERS OF OUR MOBILE APPLICATION

If you are a Partner, the information that you post (other than your payment information) is available to other users of our Mobile application and our Services. Comments that users post to our Mobile application alsowill be available to other visitors to our Mobile application (see our discussionof User Generated Content below). In addition, we will post the results(in aggregate form) of surveys to our Mobile application. If you are a customer,name, and location, as well as the details of your request, areavailable to all visitors to our Mobile application. Bidding professionals alsowill be permitted to see the Customer's full name, telephone number,email address and the -location

5. INFORMATION DISCLOSED TO LAW ENFORCEMENT OR GOVERNMENT OFFICIALS

We will disclose your information, including, without limitation, your name, city, state, telephone number, email address, user ID history, quoting and listing history, and fraud complaints, to law enforcement or other government officials if we are required to do so by law,regulation or other government authority or otherwise in cooperation with an investigation of a governmental authority.

6. IN THE EVENT OF A CHANGE OF CONTROL OR BANKRUPTCY

In the event that Onestop NRI advisory undergoes a change in control, including,without limitation, a merger or sale of all or substantially all ofOnestop NRI Advisory assets to which this Mobile application relates or other corporatereorganization in which Onestop NRI advisory participates, and is thus merged withor acquired by a third party entity (a "Successor"), Onestop NRI advisory herebyreserves the right to transfer the information we have collected fromthe users of the Mobile application and/or Services to such Successor.

In addition, in the event of Onestop NRI Advisory bankruptcy, reorganization,receivership, or assignment for the benefit of creditors, or theapplication or laws or equitable principles affecting creditors' rightsgenerally, Onestop NRI advisory may not be able to control how your information istransferred, used, or treated and reserves the right to transfer theinformation we have collected from the users of the Mobile application and/orServices to non-affiliated third parties in such event.

7. INFORMATION DISCLOSED AT YOUR REQUEST

We may share your personal information with other Registered Users to whom you explicitly ask us to send your information or if you explicitly consent to such disclosure upon receipt of a specific Service. For instance, when you contract for a specific Service with another Registered User, Onestop NRI advisory will send that Registered User a notice thatincludes the personal information that you have chosen to allowOnestop NRI advisory to reveal to users with whom you contract.

F. Links to External Mobile applications

The Mobile application may contain links to other mobile applications or resources over whichOnestop NRI advisory does not have any control. Such links do not constitute anendorsement by Onestop NRI advisory of those external mobile applications. You acknowledgethat Onestop NRI advisory is providing these links to you only as a convenience,and further agree that Onestop NRI advisory is not responsible for the content ofsuch external mobile applications. We are not responsible for the protection andprivacy of any information which you provide while visiting such external mobile applications and such sites are not governed by this Policy. Youruse of any external mobile application is subject to theterms of use and privacypolicy located on the linked to external mobile application.

G. Updating, Deleting and Correcting Your Personal Information

You may choose to restrict the collection or use of your personal information in the following ways:

You can review, correct and delete your personal information by logging into the Mobile application and navigating to your preferences page in "EditProfile." You must promptly update your personal information if it changes or is inaccurate. Typically, we will not manually alter your personal information because it is very difficult to verify your identity remotely. Nonetheless, upon your request we will close your Account and remove your personal information from view as soon as reasonably possible based on your Account activity and in accordance with applicable law. We do retain information from closed Accounts in order to comply with the law, prevent fraud, collect any fees owed, resolve disputes, troubleshoot problems, assist with any investigations of any Registered User, enforce our Terms of Use, and take any other actions otherwise permitted by law that we deem necessary in our sole and absolute discretion. You should understand, however, that once you publicly post a Request, Offer, Want, Feedback, or any other information onto the Mobile application, you may not be able to change or remove it. Once wehave deleted or removed your Account, you agree that Onestop NRI advisory shall notbe responsible for any personal information that was not included withinyour deleted and/or removed Account that remains on the Mobile application.

H. What Choices Do I Have Regarding Use of My Personal Information?

We may send periodic promotional or informational emails to you. You may opt-out of such communications by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about your Account or any Services you have requested or received from us.

I. Third-Party Ad Networks

We participate in third party ad networks that may displayadvertisements on other mobile applications based on your visits to our Site aswell as other mobile applications. This enables us and these third parties totarget advertisements by displaying ads for products and services inwhich you might be interested. Third party ad network providers,advertisers, sponsors and/or traffic measurement services may usecookies, JavaScript, web beacons (including clear GIFs), Flash LSOs andother technologies to measure the effectiveness of their ads and to personalize advertising content to you. These third party cookies and other technologies are governed by each third party's specific privacy policy, and not by Onestop NRI Advisory Policy. We may provide these third-partyadvertisers with information about your usage of our Site and ourservices, as well as aggregate or non-personally identifiable information about visitors to our Site and users of our service.

J. Your Full Name and Use of Onestop NRI advisory Information

1. YOUR FULL NAME

As a Registered User of the Mobile application you will select a Full Name duringthe registration process. All of your activities on the Mobile application will betraceable to your Full Name. Certain other people, including otherRegistered Users with whom you have transacted business via the Mobile application,can see a large part of your activity on the Mobile application. If you book aservice with a Registered User, cancel a scheduled service with aRegistered User, receive an offer on your posted service from aRegistered User, or have posted a service, Onestop NRI advisory may send a noticeto you or the appropriate Registered User that includes your Full Name.Thus, if you associate your real name with your Full Name, the people towhom you have revealed your name may be able to personally identify yourMobile application activities.

2. USING INFORMATION FROM ONESTOP NRI ADVISORY

The Mobile application facilitates your sharing of personal information with othersin order to negotiate, provide, and use the Services. If you agree tocontract for a service with another Registered User, you may need toreveal your name, email, phone number, or personal address to thatindividual so that the service may be performed. Please respect the privacy of others. You agree to use the information of other users solely for the following purposes: (a)Onestop NRI advisory-transaction-related purposes; and (b) using Services offered through the Mobile application.

3. ACCOUNT PROTECTION

Your password is the key to your Account. When creating your password you should use unique numbers, letters, special characters, and combinations thereof. In addition, DO NOT disclose your password to anyone. If you do share your password or your personal information with others, you are solely responsible for all actions taken via your Account. If you lose control of your password, you may lose substantial control over your personal information and be subject to legally binding actions taken on your behalf. Thus, IF YOUR PASSWORD HAS BEEN COMPROMISED FOR ANY REASON, YOU MUST IMMEDIATELY NOTIFY ONESTOP NRI ADVISORY TOCHANGE YOUR PASSWORD.

K. User Generated Content

We invite you to post content on our Mobile application, including your comments,needback, pictures, and any other information that you would like to beavailable on our Mobile application. If you post content to our Mobile application, all of theinformation that you post will be available to all visitors to ourMobile application. If you post your own content on our Mobile application or Services, yourposting may become public and Onestop NRI advisory cannot prevent such information from being used in a manner that may violate this Policy, the law, or your personal privacy.

L. Privacy Policy Updates

THIS POLICY IS CURRENT AS OF THE EFFECTIVE DATE SET FORTH ABOVE.

ONESTOP NRI ADVISORY MAY, IN ITS SOLE AND ABSOLUTE DISCRETION, CHANGE THIS POLICYFROM TIME TO TIME BY UPDATING THIS DOCUMENT. ONESTOP NRI ADVISORY WILL POST ITSUPDATED POLICY ON THE MOBILE APPLICATION ON THIS PAGE. ONESTOP NRI ADVISORY ENCOURAGES YOU TOREVIEW THIS POLICY REGULARLY FOR ANY CHANGES. YOUR CONTINUED USE OF THISMOBILE APPLICATION AND/OR CONTINUED PROVISION OF PERSONAL INFORMATION TO US WILL BE

SUBJECT TO THE TERMS OF THE THEN-CURRENT POLICY.