Welcome to Onestop Medical Concierge

Terms of Use

This Terms of Use agreement is effective as of: May 01, 2020. These terms of use govern between Onestop NRI Advisory Private Ltd. (Onestop), we and User, you. This Agreement sets forth the general terms of use of your use of our Onestop mobile application (application) and any of its services.

1. Accounts and membership

1. You must be at least 18 years of age to use this Application. By using Application and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age. If you create an account in the Application, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may monitor and review new accounts before you may sign in and use our Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this Agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

2. You are solely responsible for safeguarding your application password and, if applicable, your Third-Party Site Password (collectively, "Passwords") at all times and shall keep your Passwords secure at all times. You shall be solely responsible for all activity that occurs on your Account and you shall notify Onestop immediately of any breach of security or any unauthorized use of your Account. Similarly, you shall never use another's Account without Onestop’s permission. You agree that you will not misrepresent yourself or represent yourself as another user of the Application and/or the Services offered through the Application.

3. You hereby expressly acknowledge and agree that you yourself and not Onestop will be liable for your losses, damages etc. (whether direct or indirect) caused by an unauthorized use of your Account. Notwithstanding the foregoing, you may be liable for the losses of Onestop or others due to such unauthorized use.

1. 1. You will provide true, accurate, current and complete information when creating your Account and you shall maintain and update such information during the term of this Agreement so that it will remain accurate, true, current and complete.
   2. You shall not in any manual or automated manner collect Service Partner or Service Users information, including but not limited to, names, addresses, phone numbers, or email addresses, copying copyrighted text, or otherwise misuse or misappropriate Application information or content, including but not limited to, use on a "mirrored", competitive, or third party site.
   3. You shall not recruit, solicit, or contact in any form Service Partner or Service Users for employment or contracting for a business not affiliated with Onestop without express written permission from Onestop.

4. You shall not take any action that (a) unreasonably encumbers or, in Onestop's sole discretion, may unreasonably encumber the Application's infrastructure; (b) interferes or attempts to interfere with the proper working of the Application or any third-party participation in the Application; or (c) bypasses Onestop's measures that are used to prevent or restrict access to the Application.
   1. You agree not to collect or harvest any personally identifiable data, including without limitation, names or other Account information, from the Application, nor to use the communication systems provided by the Application for any commercial solicitation purposes.

1. Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Application or its Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related application, other application, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related application, other application, or the Internet. We reserve the right to terminate your use of the Service or any related application for violating any of the prohibited uses.

A. PROHIBITIONS ON SUBMITTED CONTENT

You shall not upload, post, transmit, transfer, disseminate, distribute, or facilitate distribution of any content, including text, images, video, sound, data, information, or software, to any part of the Application, including your profile ("Profile"), the posting of your Service ("Offer"), the posting of your desired Service ("Want"), or the posting of any opinions or reviews in connection with the Application, the Service, the Service Partner, or the Service User ("Feedback") (all of the foregoing content is sometimes collectively referred to herein as "Submitted Content" and the posting of Submitted Content is sometimes referred to as a "Posting" or as "Postings") that:

1. 1. 1. misrepresents the source of anything you post, including impersonation of another individual or entity or any false or inaccurate biographical information for any Service Partner; provides or create links to external sites that violate the Terms of Use; is intended to harm or exploit any individual under the age of 18 ("Minor") in any way; is designed to solicit, or collect personally identifiable information of any Minor, including, but not limited to, name, email address, home address, phone number, or the name of his or her school;
      2. invades anyone's privacy by attempting to harvest, collect, store, or publish private or personally identifiable information, such as names, email addresses, phone numbers, passwords, account information, credit card numbers, home addresses, or other contact information without their knowledge and willing consent;
      3. contains falsehoods or misrepresentations that could damage Onestop or any third party;
      4. is pornographic, harassing, hateful, illegal, obscene, defamatory, libelous, slanderous, threatening, discriminatory, racially, culturally or ethnically offensive; incites, advocates, or expresses pornography, obscenity, vulgarity, profanity, hatred, bigotry, racism, or gratuitous violence; encourages conduct that would be considered a criminal offense, give rise to civil liability or violate any law; promotes racism, hatred or physical harm of any kind against any group or individual; contains nudity, violence or inappropriate subject matter; or is otherwise inappropriate;
      5. is copyrighted, protected by trade secret or otherwise subject to third-party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from the rightful owner to post the material and to grant Onestop all of the license rights granted herein;
      6. contains or promotes an illegal or unauthorized copy of another person's copyrighted work, such as pirated computer programs or links to them, information to circumvent manufacture installed copy-protection devices, pirated music or links to pirated music files, or lyrics, guitar tabs or sheet music, works of art, teaching tools, or any other item the copy, display, use, performance, or distribution of which infringes on another's copyright, intellectual property right, or any other proprietary right;
      7. is intended to threaten, stalk, defame, defraud, degrade, victimize, or intimidate an individual or group of individuals for any reason on the basis of age, gender, disability, ethnicity, sexual orientation, race, or religion; or to incite or encourage anyone else to do so;
      8. intends to harm or disrupt another user's computer or would allow others to illegally access software or bypass security on applications or servers, including but not limited, to spamming; impersonates, uses the identity of, or attempts to impersonate a Onestop employee, agent, manager, host, another user, or any other person though any means;
      9. advertises or solicits a business not related to or appropriate for the Application (as determined by Onestop in its sole discretion);
      10. contains or could be considered "junk mail", "spam", "chain letters", "pyramid schemes", "affiliate marketing", or unsolicited commercial advertisement;
      11. contains advertising for Ponzi schemes, discount cards, credit counselling, online surveys or online contests;
      12. distributes or contains viruses or any other technologies that may harm Onestop, or the interests or property of Onestop users
      13. contains links to commercial services or applications, except as allowed pursuant to the Terms of Use; is non-local or irrelevant content;
      14. contains identical content to other open Postings you have already posted; or uses any form of automated device or computer program that enables the submission of Postings without the express written consent of Onestop.

3. Advertisements

1. Aspects of the Application and other Onestop services may be supported by advertising revenue. As such, Onestop may display advertisements and promotions on the service. The manner, mode and extent of advertising by Onestop on the Application are subject to change and the appearance of advertisements on the Application does not necessarily imply endorsement by Onestop of any advertised products or services. You agree that Onestop shall not be responsible or liable for any loss or damage of any sort incurred by you as a result of any such dealings or as the result of the presence of such advertisers on the Application.

4. Third-party Links, Contact Forms and Phone Numbers

1. The Application may provide, or third parties may provide, links, contact forms and/or phone numbers to other applications or resources, including, without limitation, social networking, blogging and similar applications through which you are able to log into the Application using your existing account and log-in credentials for such third-party applications. Certain areas of the Application may allow you to interact and/or conduct transactions with such third-party sites, and, if applicable, allow you to configure your privacy settings in your third-party site account to permit your activities on the Application to be shared with your contacts in your third-party site account. Because Onestop has no control over such sites and resources, you acknowledge and agree that Onestop is not responsible not liable for the availability of such external sites or resources, and is not responsible or liable for any content, advertising, products, goods or services on or available from such applications or resources. Unless expressly stated on the Application, links to third-party sites should in no way be considered as or interpreted to be Onestop's endorsement of such third-party sites or any product or service offered through them. You further acknowledge and agree that Onestop shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, product, goods or services available on or through any such application or resource. The Third-party application may have different privacy policies and terms and conditions and business practices than Onestop. In certain situations, you may be transferred to a Third-party application through a link or connected to a Third-party resource by a contact form or phone but it may appear that you are still on this Application or transacting with Onestop. In these situations, you acknowledge and agree that the Third-party application terms and conditions and privacy policy apply in this situation. Your dealings and communications through the Application with any party other than Onestop are solely between you and such third party. Any complaints, concerns or questions you have relating to materials provided by third parties should be forwarded directly to the applicable third party.

5. Disclaimer of Warranties

1. You agree that your use of the application shall be at your own risk. To the fullest extent permitted by law, and Onestop and its officers, managers, members, directors, employees, successors, assigns, subsidiaries, affiliates, service Partner, suppliers, and agents disclaim all warranties, express, implied, statutory or otherwise, and make no warranties, representations, or guarantees in connection with this application, the services offered on or through this application, any data, materials, submitted content, relating to the quality, suitability, truth, accuracy or completeness of any information or material contained or presented on this application, including without limitation the materials, data and submitted content of other users of this site or other third parties. Unless otherwise explicitly stated, to the maximum extent permitted by applicable law, this application, the services offered on or through this application, data, materials, submitted content, and any information or material contained or presented on this application is provided to you on an "as is," "as available" and "where is" basis with no warranty of implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights.

2. Onestop does not provide any warranties against errors, mistakes, or inaccuracies of data, content, information, materials, substance of the application or submitted content, any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, any bugs, viruses, trojan horses, or the like which may be transmitted to or through the application by any third party, any interruption or cessation of transmission to or from the application, any defamatory, offensive, or illegal conduct of any third party or service user or service provider, or any loss or damage of any kind incurred as a result of the use of any data, content, information, materials, substance of the application or submitted content posted, emailed, transmitted, or otherwise made available via the application. Onestop does not endorse, warrant, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the application or any hyperlinked site or featured in any banner or other advertisement. Onestop will not be a party to or in any way be responsible for monitoring any transaction between you and any party, including third party service Partner of products or services. As with the use of any product or service, and the publishing or posting of any material through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

6. No discrimination

1. Discriminatory Postings: India laws prohibit any preference, limitation or discrimination based on race, color, religion, sex, ethnic origin, age, caste, doctrine, handicap or other protected class. Onestop will not knowingly accept any posting which is in violation of the law. Onestop has the right, in its sole discretion and without prior notice to you; to immediately remove any posting that discriminates or is any way in violation of any law.

7. Prohibitions with respect to services

1. While using the Application, you shall not:
   1. 1. post content or items in any inappropriate category or areas on the Application;
      2. violate any laws, third-party rights, Account Policies, or any provision of the Terms of Use, such as the prohibitions described above;
      3. fail to deliver payment for Services purchased by you, unless the Service Partner has materially changed the description of the Service description after you negotiate an agreement for such Service, a clear typographical error is made, or you cannot authenticate the Service Partner's identity;
      4. fail to perform Services purchased from you, unless the Service User fails to materially meet the terms of the mutually agreed upon agreement for the Services, refuses to pay, a clear typographical error is made, or you cannot authenticate the Service User's identity; manipulate the price of any Service or interfere with other users' Postings;
      5. circumvent or manipulate our fee structure, the billing process, or fees owed to Onestop; post false, inaccurate, misleading, defamatory, or libellous content (including personal information about any Application user);
      6. take any action that may undermine the Feedback or ratings systems (such as displaying, importing or exporting Feedback information off of the Application or using it for purposes unrelated to the Application);

8. Feedback

As a participant in the Application, you agree to use careful, prudent, and good judgment when leaving Feedback for another user. The following actions constitute inappropriate uses of Feedback: (a) threatening to leave negative or impartial Feedback for another user unless that user provides services not included in the original Posting or not agreed to as part of the Service to be provided; (b) leaving Feedback in order to make the Service Partner or Service User appear better than he or she actually is or was; and (c) including conditions in an Offer or Want that restrict a Service Partner or a Service User from leaving Feedback.

1. Sanctions for Inappropriate Use of Feedback. If you violate any of the above-referenced rules in connection with leaving Feedback, Onestop, in its sole discretion, may take any of the following actions: (i) cancel or remove your Feedback or any of your Postings; (ii) limit your Account privileges; (iii) suspend your Account; and/or (iv) decrease your status earned via the Feedback page.

2. Reporting Inappropriate Use of Feedback. You may contact Onestop regarding any inappropriate use of Feedback via-email at omc@onestopnriadvisory.com.

3. Resolving Disputes in Connection with Feedback. In the event of any dispute between users of the Application concerning Feedback, Onestop shall be the final arbiter of such dispute. Further, in the event of any dispute between users of the application concerning feedback, Onestop has the right, in its sole and absolute discretion, to remove such feedback or take any action it deems reasonable without incurring any liability therefrom.

4. If you send or transmit any communications, comments, questions, suggestions, or related materials to Onestop, whether by letter, email, telephone, or otherwise (collectively, "Suggestions"), suggesting or recommending changes to the Application, including, without limitation, new features or functionality relating thereto, all such Suggestions are, and will be treated as, non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and Onestop is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Suggestions, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Suggestions. You understand and agree that Onestop is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Suggestions, and you have no right to compel such use, display, reproduction, or distribution or seek recognition if the Suggestions are in fact implemented.

The foregoing lists of prohibitions provide examples and are not complete or exclusive. Onestop reserves the right to (a) terminate your access to your Account, your ability to post to this Application (or the Services) and (b) refuse, delete or remove, move or edit the content, in whole or in part, of any Postings; with or without cause and with or without notice, for any reason or no reason, or for any action that Onestop determines is inappropriate or disruptive to this Application or to any other user of this Application and/or Services. Onestop reserves the right to restrict the number of e-mails or other messages that you are allowed to send to other users to a number that Onestop deems appropriate in Onestop's sole discretion. Onestop may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at Onestop's discretion, Onestop will cooperate with law enforcement agencies in any investigation of alleged illegal activity on this Application or on the Internet. Onestop does not and cannot review every Posting posted to the Application. These prohibitions do not require Onestop to monitor, police or remove any Postings or other information submitted by you or any other user. 

9. Rules for Service Partner

1. PROFILES AND OFFERS MUST NOT BE FRAUDULENT

1. Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partners shall not: (a) list Services or offers relating to any Service in a category that is inappropriate to the Service they are offering; (b) misrepresent the location at which they will provide a Service; (c) include brand names or other inappropriate keywords in their Profile, Offer, Want, Feedback, or any other title or description relating to a Service; (d) use misleading titles that do not accurately describe the Service; or (e) include any information in their Profile that is fraudulent. In case we realize that any Partner is involved in any of the above activities, Onestop holds the sole discretion to blacklist the Partner and withhold any outstanding credits or payments to the Partner.

2. PROFILES AND OFFERS MUST PROMOTE A FAIR PLAYING FIELD AND PROVIDE A SAFE, SIMPLE, AND POSITIVE EXPERIENCE FOR ALL APPLICATION USERS

1. Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partner shall not: (a) solicit Service Users to mail cash or use other payment methods not specifically permitted by Onestop as approved payment methods; (b) include links that do not conform to Onestop's policies with respect to third-party links; (c) use certain types of HTML and JavaScript in Postings, your Profile page, your Offer page, or your Wants page; (d) promote raffles, prizes, bonuses, games of chance, giveaways, or random drawings; (e) use profanity in any Posting; (f) acknowledge or credit a third-party service Partner for services or products directly connected with your particular Posting (1) with more than 10 words of text at HTML font size greater than 3 and/or a logo of 88X33 pixels (provided that you represent and warrant that you have the necessary rights, licenses, permissions and/or authorizations from the applicable third party to use that third party's name and/or logo), (2) with any promotional material in connection with that third-party company, and/or (3) with a link to the third-party's application with any information in addition to the Service provided via Onestop; (g) include third-party endorsements in a Posting; or (h) create a Posting that does not offer a Service.

3. CONSENT FOR REACHING OUT VIA PHONE CALL, SMS, EMAIL OR ANY OTHER FORM OF ELECTRONIC COMMUNICATION

1. It is further clarified that your registration on the Application shall be deemed to be your consent to be contacted for the purposes mentioned above, (a) on the mobile number shared by you and (b) by way of SMS or email notifications or messages in any other electronic form

4. SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE PARTNER

1. If a Service Partner violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service Partner's Account privileges; (c) suspend the Service Partner's Account; (d) cause the Service Partner to forfeit any fees earned on a cancelled Posting; and/or (e) decrease the Service Partner's status earned via the Feedback page.

10. Rules for Service Users

1. SERVICE USERS SHALL NOT TAKE ANY OF THE FOLLOWING ACTIONS:

1. 1. commit to purchasing or using a Service without paying; (b) sign up for, negotiate a price for, use, or otherwise solicit a Service with no intention of following through with your use of or payment for the Service; (c) agree to purchase a Service when you do not meet the Service Partner's terms as outlined in the Posting, or agree to purchase a Service with the intention of disrupting a Posting; or (d) misuse any options made available now or in the future by Onestop in connection with the use or purchase of any Service.

2. SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE USERS

1. If a Service User violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service User's Account privileges; (c) suspend the Service User's Account; and/or (d) decrease the Service User's status earned via the Feedback page.

11. Use of Submitted Content

1. NO CONFIDENTIALITY

1. The Application may now or in the future permit the submission of videos or other communications submitted by you and other users, including without limitation, your Profile, your Offer, your Wants, any Feedback, and all Submitted Content, and the hosting, sharing, and/or publishing of such Submitted Content. You understand that whether or not such Submitted Content is published, Onestop does not guarantee any confidentiality with respect to any Submitted Content.

2. You agree that any Submitted Content provided by you for which you authorize to be searchable by Registered Users who have access to the Application is provided on a non-proprietary and non confidential basis. You agree that Onestop shall be free to use or disseminate such freely searchable Submitted Content on an unrestricted basis for the purpose of providing the Services.

3. Onestop may also disclose user information including personal information if Onestop reasonably believes that disclosure (a) is necessary in order to comply with a legal process (such as a court order, search warrant, etc.) or other legal requirement of any governmental authority, (b) would potentially mitigate Onestop’s liability in an actual or potential lawsuit, (c) is otherwise necessary or appropriate to protect our rights or property, or the rights or property of any person or entity, (d) to enforce this Agreement (including, but not limited to ensuring payment of fees by users), or (e) as may be required or necessary to deter illegal behavior (including, but not limited to, fraud).

2. YOUR REPRESENTATIONS AND WARRANTIES

1. You shall be solely responsible for your own Submitted Content and the consequences of posting or publishing it. In connection with Submitted Content, you confirm, represent, and/or warrant that: (a) you own or have the necessary licenses, rights, consents, and permissions to use and authorize Onestop to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all Submitted Content to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use; and (b) you have the written consent, release, and/or permission of each and every identifiable individual person in the Submitted Content to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any Submitted Content posted by you to or through the Application.

3. YOUR OWNERSHIP RIGHTS AND LICENSE TO ONESTOP

1. You retain all of your ownership rights in your Submitted Content. However, by submitting the Submitted Content to Onestop for posting on the Application, you hereby grant, and you represent and warrant that you have the right to grant, to Onestop a perpetual, worldwide, non-exclusive, royalty-free, sublicense able and transferable license to link to, use, reproduce, distribute, reformat, translate, prepare derivative works of, display, and perform the Submitted Content in connection with the Application and Onestop's (and its successor's) business operations, including without limitation, for the promotion and redistribution of any part or all of the Application, and any derivative works thereof, in any media formats and through any media channels. You also hereby grant each user of the Application a non-exclusive license to access your Submitted Content through the Application, and to use, reproduce, distribute, prepare derivative works of, display and perform such Submitted Content as permitted through the functionality of the Application and under these Terms of Use. The foregoing license granted by you terminates once you remove or delete the Submitted Content from the Application.

2. You acknowledge and understand that the technical processing and transmission of the Application, including your Submitted Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

3. You may remove your Submitted Content from the Application at any time. If you choose to remove your Submitted Content, the license granted above will automatically expire.

4. ONESTOP'S DISCLAIMERS AND RIGHT TO REMOVE

1. 1. Onestop does not endorse any Submitted Content or any opinion, recommendation, or advice expressed therein, and Onestop expressly disclaims any and all liability in connection with all Submitted Content. Onestop does not permit copyright infringing activities and infringement of intellectual property rights on the Application, and Onestop will remove any Data (as defined below) or Submitted Content if properly notified, pursuant to the "take down" notification procedure described in Section 12 below, that such Posting or Submitted Content infringes on another's intellectual property rights. Onestop reserves the right to remove any Data or Submitted Content without prior notice. Onestop will also terminate a user's access to the Application, if he or she is determined to be a repeat infringer. A repeat infringer is an Application user who has been notified of infringing activity more than twice and/ or has had Submitted Content removed from the Application more than twice. Onestop also reserves the right, in its sole and absolute discretion, to decide whether any Data or Submitted Content is appropriate and complies with these Terms of Use for all violations, in addition to copyright infringement and violations of intellectual property law, including, but not limited to, pornography, obscene or defamatory material, or excessive length. Onestop may remove such Submitted Content and/or terminate a user's access for uploading such material in violation of these Terms of Use at any time, without prior notice and in its sole discretion.

1. 2. You acknowledge and understand that when using the Application, you will be exposed to Submitted Content from a variety of sources, and that Onestop is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such Submitted Content. You further acknowledge and understand that you may be exposed to Submitted Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Onestop with respect thereto, and agree to indemnify and hold Onestop, its owners, members, managers, operators, directors, officers, agents, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Application.

1. 3. You are solely responsible for the photos, profiles and other content, including, without limitation, Submitted Content that you publish or display on or through the Application, or transmit to other Application users. You understand and agree that Onestop may, in its sole discretion and without incurring any liability, review and delete or remove any Submitted Content that violates this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of Application users or others.

12. Copyright Infringement Take Down Procedure

1. Onestop has high regard for intellectual property and expects the same level of standard to be employed by its users. Onestop may, in appropriate circumstances and at its discretion, terminate the Account or prohibit access to the Application of users who infringe upon the intellectual property rights of others. If you believe that your work has been copied and posted on the Application in a way that constitutes copyright infringement and/or trademark infringement, please send the following information to us at info@onestopnriadvisory.com.

1. 1. identification of the copyrighted and/or trademarked work claimed to have been infringed, or, if multiple works at a single online site are covered by a single notification, a representative list of such works at that site;

1. 2. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled at the Application, and information reasonably sufficient to permit Onestop to locate the material.;

1. 3. a written statement that you have a good faith belief that the disputed use is not authorized by the copyright and/or trademark owner, its agent, or the law;

1. 4. information reasonably sufficient to permit Onestop to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted;

1. 5. an electronic or physical signature of the person authorized to act on behalf of the owner of an exclusive interest that is allegedly infringed; and

1. 6. a statement by you, made under penalty of perjury, that the information in your report is accurate and that you are the owner of the exclusive right or authorized to act on the behalf of the owner of the exclusive right. A statement by you comprised of the foregoing points is referred to herein as the "Notice."

1. 7. Only the intellectual property rights owner is permitted to report potentially infringing items through Onestop's reporting system set forth above. If you are not the intellectual property rights owner, you should contact the intellectual prop

© 2021 Onestop NRI Advisory Private Limited. All Rights Reserved

Terms of Use

This Terms of Use agreement is effective as of: May 01, 2020. These terms of use govern between Onestop NRI Advisory Private Ltd. (Onestop), we and User, you. This Agreement sets forth the general terms of use of your use of our Onestop mobile application (application) and any of its services.

1. Accounts and membership

1. You must be at least 18 years of age to use this Application. By using Application and by agreeing to this Agreement you warrant and represent that you are at least 18 years of age. If you create an account in the Application, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may monitor and review new accounts before you may sign in and use our Services. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this Agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for the foregoing reasons, you may not re-register for our Services. We may block your email address and Internet protocol address to prevent further registration.

2. You are solely responsible for safeguarding your application password and, if applicable, your Third-Party Site Password (collectively, "Passwords") at all times and shall keep your Passwords secure at all times. You shall be solely responsible for all activity that occurs on your Account and you shall notify Onestop immediately of any breach of security or any unauthorized use of your Account. Similarly, you shall never use another's Account without Onestop’s permission. You agree that you will not misrepresent yourself or represent yourself as another user of the Application and/or the Services offered through the Application.

3. You hereby expressly acknowledge and agree that you yourself and not Onestop will be liable for your losses, damages etc. (whether direct or indirect) caused by an unauthorized use of your Account. Notwithstanding the foregoing, you may be liable for the losses of Onestop or others due to such unauthorized use.

1. 1. You will provide true, accurate, current and complete information when creating your Account and you shall maintain and update such information during the term of this Agreement so that it will remain accurate, true, current and complete.
   2. You shall not in any manual or automated manner collect Service Partner or Service Users information, including but not limited to, names, addresses, phone numbers, or email addresses, copying copyrighted text, or otherwise misuse or misappropriate Application information or content, including but not limited to, use on a "mirrored", competitive, or third party site.
   3. You shall not recruit, solicit, or contact in any form Service Partner or Service Users for employment or contracting for a business not affiliated with Onestop without express written permission from Onestop.

4. You shall not take any action that (a) unreasonably encumbers or, in Onestop's sole discretion, may unreasonably encumber the Application's infrastructure; (b) interferes or attempts to interfere with the proper working of the Application or any third-party participation in the Application; or (c) bypasses Onestop's measures that are used to prevent or restrict access to the Application.
   1. You agree not to collect or harvest any personally identifiable data, including without limitation, names or other Account information, from the Application, nor to use the communication systems provided by the Application for any commercial solicitation purposes.

1. Prohibited uses

In addition to other terms as set forth in the Agreement, you are prohibited from using the Application or its Content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related application, other application, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related application, other application, or the Internet. We reserve the right to terminate your use of the Service or any related application for violating any of the prohibited uses.

A. PROHIBITIONS ON SUBMITTED CONTENT

You shall not upload, post, transmit, transfer, disseminate, distribute, or facilitate distribution of any content, including text, images, video, sound, data, information, or software, to any part of the Application, including your profile ("Profile"), the posting of your Service ("Offer"), the posting of your desired Service ("Want"), or the posting of any opinions or reviews in connection with the Application, the Service, the Service Partner, or the Service User ("Feedback") (all of the foregoing content is sometimes collectively referred to herein as "Submitted Content" and the posting of Submitted Content is sometimes referred to as a "Posting" or as "Postings") that:

1. 1. 1. misrepresents the source of anything you post, including impersonation of another individual or entity or any false or inaccurate biographical information for any Service Partner; provides or create links to external sites that violate the Terms of Use; is intended to harm or exploit any individual under the age of 18 ("Minor") in any way; is designed to solicit, or collect personally identifiable information of any Minor, including, but not limited to, name, email address, home address, phone number, or the name of his or her school;
      2. invades anyone's privacy by attempting to harvest, collect, store, or publish private or personally identifiable information, such as names, email addresses, phone numbers, passwords, account information, credit card numbers, home addresses, or other contact information without their knowledge and willing consent;
      3. contains falsehoods or misrepresentations that could damage Onestop or any third party;
      4. is pornographic, harassing, hateful, illegal, obscene, defamatory, libelous, slanderous, threatening, discriminatory, racially, culturally or ethnically offensive; incites, advocates, or expresses pornography, obscenity, vulgarity, profanity, hatred, bigotry, racism, or gratuitous violence; encourages conduct that would be considered a criminal offense, give rise to civil liability or violate any law; promotes racism, hatred or physical harm of any kind against any group or individual; contains nudity, violence or inappropriate subject matter; or is otherwise inappropriate;
      5. is copyrighted, protected by trade secret or otherwise subject to third-party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from the rightful owner to post the material and to grant Onestop all of the license rights granted herein;
      6. contains or promotes an illegal or unauthorized copy of another person's copyrighted work, such as pirated computer programs or links to them, information to circumvent manufacture installed copy-protection devices, pirated music or links to pirated music files, or lyrics, guitar tabs or sheet music, works of art, teaching tools, or any other item the copy, display, use, performance, or distribution of which infringes on another's copyright, intellectual property right, or any other proprietary right;
      7. is intended to threaten, stalk, defame, defraud, degrade, victimize, or intimidate an individual or group of individuals for any reason on the basis of age, gender, disability, ethnicity, sexual orientation, race, or religion; or to incite or encourage anyone else to do so;
      8. intends to harm or disrupt another user's computer or would allow others to illegally access software or bypass security on applications or servers, including but not limited, to spamming; impersonates, uses the identity of, or attempts to impersonate a Onestop employee, agent, manager, host, another user, or any other person though any means;
      9. advertises or solicits a business not related to or appropriate for the Application (as determined by Onestop in its sole discretion);
      10. contains or could be considered "junk mail", "spam", "chain letters", "pyramid schemes", "affiliate marketing", or unsolicited commercial advertisement;
      11. contains advertising for Ponzi schemes, discount cards, credit counselling, online surveys or online contests;
      12. distributes or contains viruses or any other technologies that may harm Onestop, or the interests or property of Onestop users
      13. contains links to commercial services or applications, except as allowed pursuant to the Terms of Use; is non-local or irrelevant content;
      14. contains identical content to other open Postings you have already posted; or uses any form of automated device or computer program that enables the submission of Postings without the express written consent of Onestop.

3. Advertisements

1. Aspects of the Application and other Onestop services may be supported by advertising revenue. As such, Onestop may display advertisements and promotions on the service. The manner, mode and extent of advertising by Onestop on the Application are subject to change and the appearance of advertisements on the Application does not necessarily imply endorsement by Onestop of any advertised products or services. You agree that Onestop shall not be responsible or liable for any loss or damage of any sort incurred by you as a result of any such dealings or as the result of the presence of such advertisers on the Application.

4. Third-party Links, Contact Forms and Phone Numbers

1. The Application may provide, or third parties may provide, links, contact forms and/or phone numbers to other applications or resources, including, without limitation, social networking, blogging and similar applications through which you are able to log into the Application using your existing account and log-in credentials for such third-party applications. Certain areas of the Application may allow you to interact and/or conduct transactions with such third-party sites, and, if applicable, allow you to configure your privacy settings in your third-party site account to permit your activities on the Application to be shared with your contacts in your third-party site account. Because Onestop has no control over such sites and resources, you acknowledge and agree that Onestop is not responsible not liable for the availability of such external sites or resources, and is not responsible or liable for any content, advertising, products, goods or services on or available from such applications or resources. Unless expressly stated on the Application, links to third-party sites should in no way be considered as or interpreted to be Onestop's endorsement of such third-party sites or any product or service offered through them. You further acknowledge and agree that Onestop shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, advertising, product, goods or services available on or through any such application or resource. The Third-party application may have different privacy policies and terms and conditions and business practices than Onestop. In certain situations, you may be transferred to a Third-party application through a link or connected to a Third-party resource by a contact form or phone but it may appear that you are still on this Application or transacting with Onestop. In these situations, you acknowledge and agree that the Third-party application terms and conditions and privacy policy apply in this situation. Your dealings and communications through the Application with any party other than Onestop are solely between you and such third party. Any complaints, concerns or questions you have relating to materials provided by third parties should be forwarded directly to the applicable third party.

5. Disclaimer of Warranties

1. You agree that your use of the application shall be at your own risk. To the fullest extent permitted by law, and Onestop and its officers, managers, members, directors, employees, successors, assigns, subsidiaries, affiliates, service Partner, suppliers, and agents disclaim all warranties, express, implied, statutory or otherwise, and make no warranties, representations, or guarantees in connection with this application, the services offered on or through this application, any data, materials, submitted content, relating to the quality, suitability, truth, accuracy or completeness of any information or material contained or presented on this application, including without limitation the materials, data and submitted content of other users of this site or other third parties. Unless otherwise explicitly stated, to the maximum extent permitted by applicable law, this application, the services offered on or through this application, data, materials, submitted content, and any information or material contained or presented on this application is provided to you on an "as is," "as available" and "where is" basis with no warranty of implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third-party rights.

2. Onestop does not provide any warranties against errors, mistakes, or inaccuracies of data, content, information, materials, substance of the application or submitted content, any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, any bugs, viruses, trojan horses, or the like which may be transmitted to or through the application by any third party, any interruption or cessation of transmission to or from the application, any defamatory, offensive, or illegal conduct of any third party or service user or service provider, or any loss or damage of any kind incurred as a result of the use of any data, content, information, materials, substance of the application or submitted content posted, emailed, transmitted, or otherwise made available via the application. Onestop does not endorse, warrant, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the application or any hyperlinked site or featured in any banner or other advertisement. Onestop will not be a party to or in any way be responsible for monitoring any transaction between you and any party, including third party service Partner of products or services. As with the use of any product or service, and the publishing or posting of any material through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

6. No discrimination

1. Discriminatory Postings: India laws prohibit any preference, limitation or discrimination based on race, color, religion, sex, ethnic origin, age, caste, doctrine, handicap or other protected class. Onestop will not knowingly accept any posting which is in violation of the law. Onestop has the right, in its sole discretion and without prior notice to you; to immediately remove any posting that discriminates or is any way in violation of any law.

7. Prohibitions with respect to services

1. While using the Application, you shall not:
   1. 1. post content or items in any inappropriate category or areas on the Application;
      2. violate any laws, third-party rights, Account Policies, or any provision of the Terms of Use, such as the prohibitions described above;
      3. fail to deliver payment for Services purchased by you, unless the Service Partner has materially changed the description of the Service description after you negotiate an agreement for such Service, a clear typographical error is made, or you cannot authenticate the Service Partner's identity;
      4. fail to perform Services purchased from you, unless the Service User fails to materially meet the terms of the mutually agreed upon agreement for the Services, refuses to pay, a clear typographical error is made, or you cannot authenticate the Service User's identity; manipulate the price of any Service or interfere with other users' Postings;
      5. circumvent or manipulate our fee structure, the billing process, or fees owed to Onestop; post false, inaccurate, misleading, defamatory, or libellous content (including personal information about any Application user);
      6. take any action that may undermine the Feedback or ratings systems (such as displaying, importing or exporting Feedback information off of the Application or using it for purposes unrelated to the Application);

8. Feedback

As a participant in the Application, you agree to use careful, prudent, and good judgment when leaving Feedback for another user. The following actions constitute inappropriate uses of Feedback: (a) threatening to leave negative or impartial Feedback for another user unless that user provides services not included in the original Posting or not agreed to as part of the Service to be provided; (b) leaving Feedback in order to make the Service Partner or Service User appear better than he or she actually is or was; and (c) including conditions in an Offer or Want that restrict a Service Partner or a Service User from leaving Feedback.

1. Sanctions for Inappropriate Use of Feedback. If you violate any of the above-referenced rules in connection with leaving Feedback, Onestop, in its sole discretion, may take any of the following actions: (i) cancel or remove your Feedback or any of your Postings; (ii) limit your Account privileges; (iii) suspend your Account; and/or (iv) decrease your status earned via the Feedback page.

2. Reporting Inappropriate Use of Feedback. You may contact Onestop regarding any inappropriate use of Feedback via-email at omc@onestopnriadvisory.com.

3. Resolving Disputes in Connection with Feedback. In the event of any dispute between users of the Application concerning Feedback, Onestop shall be the final arbiter of such dispute. Further, in the event of any dispute between users of the application concerning feedback, Onestop has the right, in its sole and absolute discretion, to remove such feedback or take any action it deems reasonable without incurring any liability therefrom.

4. If you send or transmit any communications, comments, questions, suggestions, or related materials to Onestop, whether by letter, email, telephone, or otherwise (collectively, "Suggestions"), suggesting or recommending changes to the Application, including, without limitation, new features or functionality relating thereto, all such Suggestions are, and will be treated as, non-confidential and non-proprietary. You hereby assign all right, title, and interest in, and Onestop is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Suggestions, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Suggestions. You understand and agree that Onestop is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Suggestions, and you have no right to compel such use, display, reproduction, or distribution or seek recognition if the Suggestions are in fact implemented.

The foregoing lists of prohibitions provide examples and are not complete or exclusive. Onestop reserves the right to (a) terminate your access to your Account, your ability to post to this Application (or the Services) and (b) refuse, delete or remove, move or edit the content, in whole or in part, of any Postings; with or without cause and with or without notice, for any reason or no reason, or for any action that Onestop determines is inappropriate or disruptive to this Application or to any other user of this Application and/or Services. Onestop reserves the right to restrict the number of e-mails or other messages that you are allowed to send to other users to a number that Onestop deems appropriate in Onestop's sole discretion. Onestop may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at Onestop's discretion, Onestop will cooperate with law enforcement agencies in any investigation of alleged illegal activity on this Application or on the Internet. Onestop does not and cannot review every Posting posted to the Application. These prohibitions do not require Onestop to monitor, police or remove any Postings or other information submitted by you or any other user. 

9. Rules for Service Partner

1. PROFILES AND OFFERS MUST NOT BE FRAUDULENT

1. Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partners shall not: (a) list Services or offers relating to any Service in a category that is inappropriate to the Service they are offering; (b) misrepresent the location at which they will provide a Service; (c) include brand names or other inappropriate keywords in their Profile, Offer, Want, Feedback, or any other title or description relating to a Service; (d) use misleading titles that do not accurately describe the Service; or (e) include any information in their Profile that is fraudulent. In case we realize that any Partner is involved in any of the above activities, Onestop holds the sole discretion to blacklist the Partner and withhold any outstanding credits or payments to the Partner.

2. PROFILES AND OFFERS MUST PROMOTE A FAIR PLAYING FIELD AND PROVIDE A SAFE, SIMPLE, AND POSITIVE EXPERIENCE FOR ALL APPLICATION USERS

1. Subject to any exceptions set forth in these Terms of Use or Additional Policies, if any, Service Partner shall not: (a) solicit Service Users to mail cash or use other payment methods not specifically permitted by Onestop as approved payment methods; (b) include links that do not conform to Onestop's policies with respect to third-party links; (c) use certain types of HTML and JavaScript in Postings, your Profile page, your Offer page, or your Wants page; (d) promote raffles, prizes, bonuses, games of chance, giveaways, or random drawings; (e) use profanity in any Posting; (f) acknowledge or credit a third-party service Partner for services or products directly connected with your particular Posting (1) with more than 10 words of text at HTML font size greater than 3 and/or a logo of 88X33 pixels (provided that you represent and warrant that you have the necessary rights, licenses, permissions and/or authorizations from the applicable third party to use that third party's name and/or logo), (2) with any promotional material in connection with that third-party company, and/or (3) with a link to the third-party's application with any information in addition to the Service provided via Onestop; (g) include third-party endorsements in a Posting; or (h) create a Posting that does not offer a Service.

3. CONSENT FOR REACHING OUT VIA PHONE CALL, SMS, EMAIL OR ANY OTHER FORM OF ELECTRONIC COMMUNICATION

1. It is further clarified that your registration on the Application shall be deemed to be your consent to be contacted for the purposes mentioned above, (a) on the mobile number shared by you and (b) by way of SMS or email notifications or messages in any other electronic form

4. SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE PARTNER

1. If a Service Partner violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service Partner's Account privileges; (c) suspend the Service Partner's Account; (d) cause the Service Partner to forfeit any fees earned on a cancelled Posting; and/or (e) decrease the Service Partner's status earned via the Feedback page.

10. Rules for Service Users

1. SERVICE USERS SHALL NOT TAKE ANY OF THE FOLLOWING ACTIONS:

1. 1. commit to purchasing or using a Service without paying; (b) sign up for, negotiate a price for, use, or otherwise solicit a Service with no intention of following through with your use of or payment for the Service; (c) agree to purchase a Service when you do not meet the Service Partner's terms as outlined in the Posting, or agree to purchase a Service with the intention of disrupting a Posting; or (d) misuse any options made available now or in the future by Onestop in connection with the use or purchase of any Service.

2. SANCTIONS FOR VIOLATING ANY OF THE RULES FOR SERVICE USERS

1. If a Service User violates any of the above-referenced rules in connection with his or her Posting, Onestop, in its sole discretion, may take any of the following actions: (a) cancel the Posting; (b) limit the Service User's Account privileges; (c) suspend the Service User's Account; and/or (d) decrease the Service User's status earned via the Feedback page.

11. Use of Submitted Content

1. NO CONFIDENTIALITY

1. The Application may now or in the future permit the submission of videos or other communications submitted by you and other users, including without limitation, your Profile, your Offer, your Wants, any Feedback, and all Submitted Content, and the hosting, sharing, and/or publishing of such Submitted Content. You understand that whether or not such Submitted Content is published, Onestop does not guarantee any confidentiality with respect to any Submitted Content.

2. You agree that any Submitted Content provided by you for which you authorize to be searchable by Registered Users who have access to the Application is provided on a non-proprietary and non confidential basis. You agree that Onestop shall be free to use or disseminate such freely searchable Submitted Content on an unrestricted basis for the purpose of providing the Services.

3. Onestop may also disclose user information including personal information if Onestop reasonably believes that disclosure (a) is necessary in order to comply with a legal process (such as a court order, search warrant, etc.) or other legal requirement of any governmental authority, (b) would potentially mitigate Onestop’s liability in an actual or potential lawsuit, (c) is otherwise necessary or appropriate to protect our rights or property, or the rights or property of any person or entity, (d) to enforce this Agreement (including, but not limited to ensuring payment of fees by users), or (e) as may be required or necessary to deter illegal behavior (including, but not limited to, fraud).

2. YOUR REPRESENTATIONS AND WARRANTIES

1. You shall be solely responsible for your own Submitted Content and the consequences of posting or publishing it. In connection with Submitted Content, you confirm, represent, and/or warrant that: (a) you own or have the necessary licenses, rights, consents, and permissions to use and authorize Onestop to use all patent, trademark, trade secret, copyright or other proprietary rights in and to any and all Submitted Content to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use; and (b) you have the written consent, release, and/or permission of each and every identifiable individual person in the Submitted Content to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of the Submitted Content in the manner contemplated by the Application and these Terms of Use. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any Submitted Content posted by you to or through the Application.

3. YOUR OWNERSHIP RIGHTS AND LICENSE TO ONESTOP

1. You retain all of your ownership rights in your Submitted Content. However, by submitting the Submitted Content to Onestop for posting on the Application, you hereby grant, and you represent and warrant that you have the right to grant, to Onestop a perpetual, worldwide, non-exclusive, royalty-free, sublicense able and transferable license to link to, use, reproduce, distribute, reformat, translate, prepare derivative works of, display, and perform the Submitted Content in connection with the Application and Onestop's (and its successor's) business operations, including without limitation, for the promotion and redistribution of any part or all of the Application, and any derivative works thereof, in any media formats and through any media channels. You also hereby grant each user of the Application a non-exclusive license to access your Submitted Content through the Application, and to use, reproduce, distribute, prepare derivative works of, display and perform such Submitted Content as permitted through the functionality of the Application and under these Terms of Use. The foregoing license granted by you terminates once you remove or delete the Submitted Content from the Application.

2. You acknowledge and understand that the technical processing and transmission of the Application, including your Submitted Content, may involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices.

3. You may remove your Submitted Content from the Application at any time. If you choose to remove your Submitted Content, the license granted above will automatically expire.

4. ONESTOP'S DISCLAIMERS AND RIGHT TO REMOVE

1. 1. Onestop does not endorse any Submitted Content or any opinion, recommendation, or advice expressed therein, and Onestop expressly disclaims any and all liability in connection with all Submitted Content. Onestop does not permit copyright infringing activities and infringement of intellectual property rights on the Application, and Onestop will remove any Data (as defined below) or Submitted Content if properly notified, pursuant to the "take down" notification procedure described in Section 12 below, that such Posting or Submitted Content infringes on another's intellectual property rights. Onestop reserves the right to remove any Data or Submitted Content without prior notice. Onestop will also terminate a user's access to the Application, if he or she is determined to be a repeat infringer. A repeat infringer is an Application user who has been notified of infringing activity more than twice and/ or has had Submitted Content removed from the Application more than twice. Onestop also reserves the right, in its sole and absolute discretion, to decide whether any Data or Submitted Content is appropriate and complies with these Terms of Use for all violations, in addition to copyright infringement and violations of intellectual property law, including, but not limited to, pornography, obscene or defamatory material, or excessive length. Onestop may remove such Submitted Content and/or terminate a user's access for uploading such material in violation of these Terms of Use at any time, without prior notice and in its sole discretion.

1. 2. You acknowledge and understand that when using the Application, you will be exposed to Submitted Content from a variety of sources, and that Onestop is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such Submitted Content. You further acknowledge and understand that you may be exposed to Submitted Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Onestop with respect thereto, and agree to indemnify and hold Onestop, its owners, members, managers, operators, directors, officers, agents, affiliates, and/or licensors, harmless to the fullest extent allowed by law regarding all matters related to your use of the Application.

1. 3. You are solely responsible for the photos, profiles and other content, including, without limitation, Submitted Content that you publish or display on or through the Application, or transmit to other Application users. You understand and agree that Onestop may, in its sole discretion and without incurring any liability, review and delete or remove any Submitted Content that violates this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of Application users or others.

12. Copyright Infringement Take Down Procedure

1. Onestop has high regard for intellectual property and expects the same level of standard to be employed by its users. Onestop may, in appropriate circumstances and at its discretion, terminate the Account or prohibit access to the Application of users who infringe upon the intellectual property rights of others. If you believe that your work has been copied and posted on the Application in a way that constitutes copyright infringement and/or trademark infringement, please send the following information to us at info@onestopnriadvisory.com.

1. 1. identification of the copyrighted and/or trademarked work claimed to have been infringed, or, if multiple works at a single online site are covered by a single notification, a representative list of such works at that site;

1. 2. identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled at the Application, and information reasonably sufficient to permit Onestop to locate the material.;

1. 3. a written statement that you have a good faith belief that the disputed use is not authorized by the copyright and/or trademark owner, its agent, or the law;

1. 4. information reasonably sufficient to permit Onestop to contact you as the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted;

1. 5. an electronic or physical signature of the person authorized to act on behalf of the owner of an exclusive interest that is allegedly infringed; and

1. 6. a statement by you, made under penalty of perjury, that the information in your report is accurate and that you are the owner of the exclusive right or authorized to act on the behalf of the owner of the exclusive right. A statement by you comprised of the foregoing points is referred to herein as the "Notice."

1. 7. Only the intellectual property rights owner is permitted to report potentially infringing items through Onestop's reporting system set forth above. If you are not the intellectual property rights owner, you should contact the intellectual prop

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